1. Overview
At BVM Financial Services ("BVM Financial", "we", "our", "us"), protecting your privacy and securing your personal and financial information is our highest priority. This Privacy Policy explains how we collect, use, store, and safeguard your personal data when you visit our website, use our client portal, or engage our mutual fund distribution and wealth advisory services.
2. Information We Collect
We collect only necessary information required to fulfill SEBI and AMFI regulatory KYC/AML requirements and to provide mutual fund distribution services:
- Personal Identity Information: Full name, Date of Birth, PAN number, Aadhaar/Passport, and contact details (email, phone, address).
- Financial & Investment Data: Bank account details, demat numbers, investment preferences, risk profile, and portfolio holdings.
- RTA Ingestion Data: Automated CAMS / KFintech mailback statements for consolidating portfolio performance tracking.
- Technical Data: IP address, browser type, login timestamps, and device details collected automatically via secure session logs.
3. Security & Encryption Standards
Your data is protected using enterprise-grade security protocols:
- AES-256 Encryption: Sensitive data such as RTA passwords, bank numbers, and email credentials are encrypted at rest using AES-256-CBC standard.
- Zero Third-Party Sharing: We do NOT sell, rent, or trade client personal data to third-party marketers.
- Regulatory Compliance: Information is shared solely with official RTAs (CAMS, KFintech), AMCs, and regulatory bodies (SEBI, AMFI) strictly for transaction execution and compliance.
4. Use of Information
We use your collected information exclusively to:
- Process mutual fund purchases, redemptions, and SIP registrations.
- Generate accurate live NAV and consolidated portfolio reports.
- Send transaction confirmations, tax statements, and account alerts.
- Comply with statutory anti-money laundering (AML) and Know Your Customer (KYC) directives.
5. Contact Compliance Officer
If you have any questions or concerns regarding our privacy practices or data security, please reach out to our Compliance Officer:
